Mortgage Blog

PRIVATE MORTGAGE LENDER AND MORTGAGE BROKER

Category: Announcements (39 posts)

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

May 16, 2024 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit HELOC up to 75% of the property value without any income verification. HELOC can be done  as a first or second mortgage, and based p ... [read more]

Stated Income Program for self-employed

Stated Income Program for self-employed

May 13, 2024 | Posted by: Alex Vinarski

Stated income is bank program designed to help self-employed borrowers to get a mortgage without showing income from tax return. This program also called Alternative A or Alt A mortgage. Borrower wi ... [read more]

Mortgages for bad credit borrowers.

Mortgages for bad credit borrowers.

May 4, 2024 | Posted by: Alex Vinarski

Navigating Mortgage Options for Bad Credit Borrowers In the world of mortgage financing, having a less-than-perfect credit score can often feel like hitting a roadblock. However, for borrowers in Van ... [read more]

Reverse mortgage without set-up fee.

Reverse mortgage without set-up fee.

May 1, 2024 | Posted by: Alex Vinarski

Reverse mortgage promotion.  Lender will wave $995 set up fee for all new mortgage applications, and they also will beat any posted rates for comparable reverse mortgages. Reverse mort ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

April 28, 2024 | Posted by: Alex Vinarski

I am mortgage broker specializing in private mortgages, and also private mortgage lender in Vancouver, and all lower mainland, Fraser Valley  and small towns in BC. When looking for privat ... [read more]

Private mortgages. Where they can be helpful.

Private mortgages. Where they can be helpful.

March 29, 2024 | Posted by: Alex Vinarski

Private mortgages. Where they can be helpful.  Private mortgages based only on equity in the property. Private lenders don’t need to see any income documents, and usually Ok with almost ... [read more]

Home Equity Visa at 8.99% No income verification.

Home Equity Visa at 8.99% No income verification.

March 25, 2024 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is  better product than second mortgage, as you only pay interest on money that you actually use, and it's fully ope ... [read more]

Mortgage for Self Employed. Stated income program.

Mortgage for Self Employed. Stated income program.

March 21, 2024 | Posted by: Alex Vinarski

Stated income program for self employed in Vancouver and all of BC. No traditional income verification. We only need to see business registration and 6-12 month bank statements showing deposits from t ... [read more]

What to Do When You No Longer Qualify for a Mortgage on Your Pre-Construction Property

What to Do When You No Longer Qualify for a Mortgage on Your Pre-Construction Property

March 17, 2024 | Posted by: Alex Vinarski

Are you facing the disheartening situation where you no longer qualify for a mortgage on your pre-construction property? It's not an uncommon scenario, but it can certainly be distressing. However, th ... [read more]

Private mortgages for pre-sale purchases in Vancouver, BC

Private mortgages for pre-sale purchases in Vancouver, BC

March 4, 2024 | Posted by: Alex Vinarski

Unlocking Solutions: Private Mortgages for Pre-Sale Purchases in Vancouver, BC Are you among the many buyers facing challenges securing a mortgage from traditional banks upon the completion of a pre- ... [read more]

Private mortgage renewal

Private mortgage renewal

February 24, 2024 | Posted by: Alex Vinarski

Private mortgages typically have a one-year term. While some private lenders will charge a fee to renew for another year, others may increase the interest rate after the first year. With the prime r ... [read more]

What are the options for self-employed to get a mortgage in Vancouver BC.

What are the options for self-employed to get a mortgage in Vancouver BC.

February 7, 2024 | Posted by: Alex Vinarski

What are the options for self-employed to get a mortgage in Vancouver BC.  If last 2 years income on Notice of Assessment NOA (line 150) is high enough to qualify for the mortgage, then th ... [read more]

Private Mortgage vs. Private HELOC in Vancouver

Private Mortgage vs. Private HELOC in Vancouver

January 20, 2024 | Posted by: Alex Vinarski

Are you a Vancouver homeowner grappling with financial challenges or in pursuit of additional funds? Navigating the nuances between private mortgages and private Home Equity Li ... [read more]

Need to pay off CEBA loan?

Need to pay off CEBA loan?

January 10, 2024 | Posted by: Alex Vinarski

Need to pay off CEBA loan? With just 13 days left, business owners can obtain up to $20000 in loan forgiveness by paying before the January 18 deadline. I can arrange private second, first or even t ... [read more]

Factors to consider when applying for reverse mortgage.

Factors to consider when applying for reverse mortgage.

January 9, 2024 | Posted by: Alex Vinarski

A reverse mortgage is a financial product that allows homeowners who are 55 years or older to access the equity in their home tax free and without income verification. With a rever ... [read more]

Private mortgage lender in Vancouver

Private mortgage lender in Vancouver

January 5, 2024 | Posted by: Alex Vinarski

Best private mortgage rates in Vancouver and most of BC. 1 st mortgages from 6.49%. Second mortgages from 9.95%. I can arrange regular mortgages and Home Equity Line of credit HELOC. No income verific ... [read more]

Private mortgages in small towns in BC

Private mortgages in small towns in BC

January 2, 2024 | Posted by: Alex Vinarski

I can do private mortgages in many small towns all over BC: Quesnel, Ucluelet, Prince Rupert, Campbell River, Salmon Arm, 100 Mile House, Merritt, Kamloops, Vernon, Courtenay, and some others. No inco ... [read more]

Private Mortgage Refinancing: When And How To Do It

Private Mortgage Refinancing: When And How To Do It

December 18, 2023 | Posted by: Alex Vinarski

Refinancing your private mortgage can be a savvy financial move, offering opportunities to reduce monthly payments, access home equity, or achieve various financial goals. However, understanding when ... [read more]

Best rate for Stated income program

Best rate for Stated income program

October 22, 2023 | Posted by: Alex Vinarski

6.54% 3 years fixed rate mortgage under Stated Income Program for self-employed. Minimal income verification. Up to 80% of the property value. Purchase and refinancing.For self employed only need ... [read more]

HELOC For Home Improvements: Adding Value To Your Property

HELOC For Home Improvements: Adding Value To Your Property

October 22, 2023 | Posted by: Alex Vinarski

When it comes to enhancing the value of your home, making strategic improvements can be a game-changer. Whether you're dreaming of a stylish kitchen makeover, a spa-like bathroom renovation, or boosti ... [read more]

Private mortgage without monthly payments.

Private mortgage without monthly payments.

September 6, 2023 | Posted by: Alex Vinarski

Borrow up to 40% of the home value without income verification, and no monthly payments. This mortgage is similar to Reverse mortgage, but does not have age restriction.  Current rate 8.65% f ... [read more]

Solving Complex Financing Needs: Private Commercial Mortgage Brokers

Solving Complex Financing Needs: Private Commercial Mortgage Brokers

September 6, 2023 | Posted by: Alex Vinarski

In the dynamic realm of commercial real estate, complex financing needs often arise, presenting businesses with unique challenges that demand innovative solutions. These challenges can range from larg ... [read more]

Reverse Mortgage for homeowners who is 55+ at Best rates. Free appraisal.

Reverse Mortgage for homeowners who is 55+ at Best rates. Free appraisal.

March 20, 2023 | Posted by: Alex Vinarski

Reverse Mortgages for borrowers 55+ at best rates in Canada. No income verification.  Mortgage amount based on property value and age of the borrowers. Purchase or refinancing.  I ... [read more]

Mortgage on Mobile home on PAD

Mortgage on Mobile home on PAD

January 28, 2023 | Posted by: Alex Vinarski

MOBILE HOMES ON PAD. I can arrange private mortgage on mobile home in a mobile home park on PAD.  Even when clients don't own the land, they still can get a mortgage. Must be 15 years old or ne ... [read more]

Private HELOC ( Home Equity Line of Credit) on commercial properties.

Private HELOC ( Home Equity Line of Credit) on commercial properties.

May 17, 2022 | Posted by: Alex Vinarski

If you need money, but can’t qualify for a mortgage with institutional lender I can arrange private mortgage of HELOC on your property. It can be a purchase or refinancing. Home Equity line of ... [read more]

Mortgages without income verification

Mortgages without income verification

May 9, 2022 | Posted by: Alex Vinarski

Rates for mortgages without income verification. B side mortgages. Stated income. For clients who do not show much income on tax return, but can show that they do generate income ( 3-6 month bus ... [read more]

Private mortgage up to 85% of the property value

Private mortgage up to 85% of the property value

April 27, 2022 | Posted by: Alex Vinarski

Private Mortgages up to 85% of the property value. Rates 7.99%-8.99% for 1 st mortgage, and 12.95% for 2nd. Minimum credit 620 for purchase and 650 for refinancing. No income verification, no upfront ... [read more]

Mortgage on Mobile home

Mortgage on Mobile home

March 5, 2022 | Posted by: Alex Vinarski

I have private lenders who will do mortgages on mobile home on PAD (not on own land).Rates from 8.5%. Purchase of refincnaing. Must be 2000 or newer, or substantially renovatedUp to 65% of the pr ... [read more]

Mortgage based on Net worth, not income

Mortgage based on Net worth, not income

February 16, 2022 | Posted by: Alex Vinarski

The Net Worth Program is offered to clients who can't show high income, but can show liquid assets and have good credit scores. Any loan amount requested above the qualified loan amount will require $ ... [read more]

Best mortgage rates for bank and private mortgages.

Best mortgage rates for bank and private mortgages.

October 19, 2021 | Posted by: Alex Vinarski

Mortgage rates look very good. In fact, right now it's possible to get a private mortgage at a rate lower than bank mortgage in 2007. Here what we have for best mortgage rates: Regular A side bank mo ... [read more]

Mortgages for pre-sale purchase

Mortgages for pre-sale purchase

August 13, 2021 | Posted by: Alex Vinarski

Right now many buyers can't get mortgage with the bank, at the time they need to buy their pre-sale properties. Many builders has restrictions on assignments as well. Buyers are in difficult situatio ... [read more]

Best mortgage rates.

Best mortgage rates.

May 9, 2021 | Posted by: Alex Vinarski

Regular A side bank mortgages. Insured ( down payment less than 20%) or insurable with down payment 35%: 5 years fixed- 1.9%, 2 and 3 years fixed 1.54%. 5 years variable 1.2% B side mortgages. ... [read more]

Income from China

Income from China

January 9, 2021 | Posted by: Alex Vinarski

I have a lender who will use income from China, even if it's not reported in Canada. Employment, business or even rental income is OK, as long as client can verify it. Purchase or refinancing. Very go ... [read more]

Commercial mortgages with 0% and 15% down payment

Commercial mortgages with 0% and 15% down payment

September 14, 2020 | Posted by: Alex Vinarski

We have special programs for professionals (doctors, chiropractors, veterinaries, accountant etc) that allow to buy commercial property for office use with 0% down payment.With CMHC insured financing ... [read more]

What to look at when taking Private mortgage

What to look at when taking Private mortgage

August 13, 2020 | Posted by: Alex Vinarski

What to consider when looking for private mortgage.When looking for a private mortgage clients should not only look at the rate and the fee for the mortgage.Very important also renewal fee. Some lende ... [read more]

Mortgage market update

Mortgage market update

July 30, 2020 | Posted by: Alex Vinarski

Mortgage market update.  The real estate market is pretty active lately and one of the reasons is very low mortgage rates. Here is some review on what products and rates currently avai ... [read more]

Income from China and Hong Kong

Income from China and Hong Kong

December 3, 2018 | Posted by: Alex Vinarski

We have a lender who can use income from China or Hong Kong. As long as clients can show income documents, they can use this income for purchase or refinancing in Canada. Rates about the same as with ... [read more]

Equity mortgage at best rates

Equity mortgage at best rates

July 30, 2015 | Posted by: Alex Vinarski

New lending program, that uses clients net worth, not an income to qualify for a mortgage. Program works for purchase and refinancing of prime residence (not rental) up to 65% of the property value, ... [read more]

Welcome

Welcome

January 24, 2012 | Posted by: Roar Solutions

Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ... [read more]

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