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Category: Announcements (22 posts)

Private mortgages in small towns in BC

Private mortgages in small towns in BC

September 23, 2020 | Posted by: Alex Vinarski

I have done private mortgages in many small towns all over BC: Quesnel, Ucluelet, Prince Rupert, Campbell River, Salmon Arm, 100 Mile House, Merritt, Kamloops, Vernon, Courtenay, and some others. No i ... [read more]

Mortgage on Mobile home

Mortgage on Mobile home

September 14, 2020 | Posted by: Alex Vinarski

I have private lenders who will do mortgages on mobile homes in the Mobile Home Park on PAD (not on own land).Rates: 10.34% on PURCHASES, and 10.69% for Equity Take Out (ETO)Must be 2000 or newer, or ... [read more]

Commercial mortgages with 0% and 15% down payment

Commercial mortgages with 0% and 15% down payment

September 14, 2020 | Posted by: Alex Vinarski

We have special programs for professionals (doctors, chiropractors, veterinaries, accountant etc) that allow to buy commercial property for office use with 0% down payment.With CMHC insured financing ... [read more]

Reverse Mortgage for homeowners who is 55+

Reverse Mortgage for homeowners who is 55+

September 14, 2020 | Posted by: Alex Vinarski

Want to enjoy a financially stress-free retirement? I can help. Do you have the funds to live the retirement you've been dreaming of? If you're like many Canadians, you may find yourself ho ... [read more]

Home Equity Visa at 5.95%

Home Equity Visa at 5.95%

September 10, 2020 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is much better product than second mortgage, as you only pay interest on money that you actually use, and it's fully open ... [read more]

Mortgage on Mobile home on PAD

Mortgage on Mobile home on PAD

September 10, 2020 | Posted by: Alex Vinarski

MOBILE HOMES ON PAD. I can arrange private mortgage on mobile home in a mobile park on PAD.  Even when clients don't own the land, they still can get a mortgage. Rates: 10.90% on PURCHASES, 11. ... [read more]

Mortgage based on your Net worth, not your income

Mortgage based on your Net worth, not your income

September 10, 2020 | Posted by: Alex Vinarski

The Net Worth Program is offered to clients who have moderate income and meet the minimum requirement of proven liquid assets and satisfactory credit scores. Any loan amount requested above the qualif ... [read more]

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

August 13, 2020 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit (HELOC) up to 75% of the property value without any income verification. HELOC can be done  as a first or second mortgage, and based pure ... [read more]

What to look at when taking Private mortgage

What to look at when taking Private mortgage

August 13, 2020 | Posted by: Alex Vinarski

What to consider when looking for private mortgage.When looking for a private mortgage clients should not only look at the rate and the fee for the mortgage.Very important also renewal fee. Some lende ... [read more]

Mortgage market update

Mortgage market update

July 30, 2020 | Posted by: Alex Vinarski

Mortgage market update.  The real estate market is pretty active lately and one of the reasons is very low mortgage rates. Here is some review on what products and rates currently avai ... [read more]

Private mortgages for pre-sale purchase

Private mortgages for pre-sale purchase

May 31, 2020 | Posted by: Alex Vinarski

Private mortgages for pre-sale purchase. Many buyers who bought pre-sale 2-3 years ago having difficulties to get a mortgage from the bank upon completion of the property. With all the changes in mor ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

May 13, 2020 | Posted by: Alex Vinarski

When looking for private mortgage clients should not only look at the rate and the fee for the mortgage. Very important also renewal fee. Some lenders charge $200-$300 renewal fee, and some up to 1.5% ... [read more]

Mortgages for pre-sale purchase

Mortgages for pre-sale purchase

January 27, 2020 | Posted by: Alex Vinarski

Right now many buyers can't get mortgage with the bank, at the time they need to buy their pre-sale properties. Many builders has restrictions on assignments as well. Buyers are in difficult situatio ... [read more]

Income from China and Hong Kong

Income from China and Hong Kong

December 3, 2018 | Posted by: Alex Vinarski

We have a lender who can use income from China or Hong Kong. As long as clients can show income documents, they can use this income for purchase or refinancing in Canada. Rates about the same as with ... [read more]

There is way to get mortgage under old rules for up to 8 month in 2018.

There is way to get mortgage under old rules for up to 8 month in 2018.

December 17, 2017 | Posted by: Alex Vinarski

Guideline B-20 Update The Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 on October 17, 2017.  The changes will go into effect on January 1, 20 ... [read more]

Mortgage for self-employed.

Mortgage for self-employed.

July 23, 2017 | Posted by: Alex Vinarski

We have new lending program that use income from deposits to Business Bank account, not net income from tax return. Program can be used for purchase or refincing. Documentation required: -Recent NOA ... [read more]

BC Home Partnership program

BC Home Partnership program

January 20, 2017 | Posted by: Alex Vinarski

BC Home Owner Mortgage and Equity Partnership (BC HOME Partnership) assists residents of British Columbia who are eligible first-time homebuyers by providing repayable down payment assistance loans. ... [read more]

New mortgage rules 2016

New mortgage rules 2016

October 19, 2016 | Posted by: Alex Vinarski

Starting Oct. 17, borrowers who take out insured mortgages that are fixed-rate loans of five years or longer will have to qualify under posted rate. Posted rate now 4.64%, and 5 years fixed rate is 2. ... [read more]

Mortgage for Self-employed without income verification

Mortgage for Self-employed without income verification

May 3, 2016 | Posted by: Alex Vinarski

It's getting harder and harder to get financing approved, and get into this hot Vancouver market.  We have very good product for clients who can not verify income, but have ability to pay mort ... [read more]

Equity mortgage at best rates

Equity mortgage at best rates

July 30, 2015 | Posted by: Alex Vinarski

New lending program, that uses clients net worth, not an income to qualify for a mortgage. Program works for purchase and refinancing of prime residence (not rental) up to 65% of the property value, ... [read more]

Bonds rate is going up

Bonds rate is going up

May 4, 2015 | Posted by: Alex Vinarski

Canadian 5 year bond yields markets  +.07. to 1.05, and have been inching upwards for the past week.   The spread (obtained by subtracting the bond yield above from the industry average ... [read more]

Welcome

Welcome

January 24, 2012 | Posted by: Roar Solutions

Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ... [read more]

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