Category: Announcements (31 posts)
Stated Income Program for self-employed
September 26, 2023 | Posted by: Alex Vinarski
Stated income is bank program designed to help self-employed borrowers to get a mortgage without showing income from tax return. This program also called Alternative A or Alt A mortgage. Borrower wi ... [read more]
Private mortgages in small towns in BC
September 23, 2023 | Posted by: Alex Vinarski
I can do private mortgages in many small towns all over BC: Quesnel, Ucluelet, Prince Rupert, Campbell River, Salmon Arm, 100 Mile House, Merritt, Kamloops, Vernon, Courtenay, and some others. No inco ... [read more]
What are the options for self-employed to get a mortgage in Vancouver BC.
September 13, 2023 | Posted by: Alex Vinarski
What are the options for self-employed to get a mortgage in Vancouver BC. If last 2 years income on Notice of Assessment NOA (line 150) is high enough to qualify for the mortgage, then th ... [read more]
Home Equity Line of credit without income verification
September 12, 2023 | Posted by: Alex Vinarski
I can arrange up to $1,000,000 Home Equity Line of Credit HELOC up to 75% of the property value without any income verification. HELOC can be done as a first or second mortgage, and based p ... [read more]
Private mortgage without monthly payments.
September 6, 2023 | Posted by: Alex Vinarski
Borrow up to 40% of the home value without income verification, and no monthly payments. This mortgage is similar to Reverse mortgage, but does not have age restriction. Current rate 8.65% f ... [read more]
Mortgage for Self Employed. Stated income program.
September 6, 2023 | Posted by: Alex Vinarski
Stated income program for self employed. No traditional income verification. We only need to see business registration and 6-12 month bank statements showing deposits from the business. Lender will us ... [read more]
Solving Complex Financing Needs: Private Commercial Mortgage Brokers
September 6, 2023 | Posted by: Alex Vinarski
In the dynamic realm of commercial real estate, complex financing needs often arise, presenting businesses with unique challenges that demand innovative solutions. These challenges can range from larg ... [read more]
Private mortgage in Vancouver
August 10, 2023 | Posted by: Alex Vinarski
I am mortgage broker specializing in private mortgages, and also private mortgage lender in Vancouver, and all lower mainland, Fraser Valley and small towns in BC. When looking for privat ... [read more]
Home Equity Visa at 8.9%
August 10, 2023 | Posted by: Alex Vinarski
HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is better product than second mortgage, as you only pay interest on money that you actually use, and it's fully ope ... [read more]
Best rate for Stated income program
July 11, 2023 | Posted by: Alex Vinarski
6.14% 3 years fixed rate mortgage under Stated Income Program. Minimal income verification. Up to 80% of the property value. Purchase and refinancing.For self employed only need to show 6-12 mont ... [read more]
Private mortgage renewal
April 3, 2023 | Posted by: Alex Vinarski
Private mortgages typically have a one-year term. While some private lenders will charge a small fee to renew for another year, others may increase the interest rate after the first year. With the p ... [read more]
Reverse Mortgage for homeowners who is 55+ at Best rates. Free appraisal.
March 20, 2023 | Posted by: Alex Vinarski
Reverse Mortgages for borrowers 55+ at best rates in Canada. No income verification. Mortgage amount based on property value and age of the borrowers. Purchase or refinancing. I ... [read more]
Private mortgage lender in Vancouver
March 12, 2023 | Posted by: Alex Vinarski
Best private mortgage rates in Vancouver and most of BC. 1 st mortgages from 6.49%. Second mortgages from 9.95%. I can arrange regular mortgages and Home Equity Line of credit HELOC. No income verific ... [read more]
Factors to consider when applying for reverse mortgage.
February 28, 2023 | Posted by: Alex Vinarski
A reverse mortgage is a financial product that allows homeowners who are 55 years or older to access the equity in their home tax free and without income verification. With a rever ... [read more]
Mortgage on Mobile home on PAD
January 28, 2023 | Posted by: Alex Vinarski
MOBILE HOMES ON PAD. I can arrange private mortgage on mobile home in a mobile home park on PAD. Even when clients don't own the land, they still can get a mortgage. Must be 15 years old or ne ... [read more]
Private mortgages for pre-sale purchase
November 2, 2022 | Posted by: Alex Vinarski
Private mortgages for pre-sale purchase. Many buyers who bought pre-sale 2-3 years ago having difficulties to get a mortgage from the bank upon completion of the property. With all the changes in mor ... [read more]
Private HELOC ( Home Equity Line of Credit) on commercial properties.
May 17, 2022 | Posted by: Alex Vinarski
If you need money, but can’t qualify for a mortgage with institutional lender I can arrange private mortgage of HELOC on your property. It can be a purchase or refinancing. Home Equity line of ... [read more]
Mortgages without income verification
May 9, 2022 | Posted by: Alex Vinarski
Rates for mortgages without income verification. B side mortgages. Stated income. For clients who do not show much income on tax return, but can show that they do generate income ( 3-6 month bus ... [read more]
Private mortgage up to 85% of the property value
April 27, 2022 | Posted by: Alex Vinarski
Private Mortgages up to 85% of the property value. Rates 7.99%-8.99% for 1 st mortgage, and 12.95% for 2nd. Minimum credit 620 for purchase and 650 for refinancing. No income verification, no upfront ... [read more]
Mortgage on Mobile home
March 5, 2022 | Posted by: Alex Vinarski
I have private lenders who will do mortgages on mobile home on PAD (not on own land).Rates from 8.5%. Purchase of refincnaing. Must be 2000 or newer, or substantially renovatedUp to 65% of the pr ... [read more]
Mortgage based on Net worth, not income
February 16, 2022 | Posted by: Alex Vinarski
The Net Worth Program is offered to clients who can't show high income, but can show liquid assets and have good credit scores. Any loan amount requested above the qualified loan amount will require $ ... [read more]
Best mortgage rates for bank and private mortgages.
October 19, 2021 | Posted by: Alex Vinarski
Mortgage rates look very good. In fact, right now it's possible to get a private mortgage at a rate lower than bank mortgage in 2007. Here what we have for best mortgage rates: Regular A side bank mo ... [read more]
Mortgages for pre-sale purchase
August 13, 2021 | Posted by: Alex Vinarski
Right now many buyers can't get mortgage with the bank, at the time they need to buy their pre-sale properties. Many builders has restrictions on assignments as well. Buyers are in difficult situatio ... [read more]
Best mortgage rates.
May 9, 2021 | Posted by: Alex Vinarski
Regular A side bank mortgages. Insured ( down payment less than 20%) or insurable with down payment 35%: 5 years fixed- 1.9%, 2 and 3 years fixed 1.54%. 5 years variable 1.2% B side mortgages. ... [read more]
Income from China
January 9, 2021 | Posted by: Alex Vinarski
I have a lender who will use income from China, even if it's not reported in Canada. Employment, business or even rental income is OK, as long as client can verify it. Purchase or refinancing. Very go ... [read more]
Commercial mortgages with 0% and 15% down payment
September 14, 2020 | Posted by: Alex Vinarski
We have special programs for professionals (doctors, chiropractors, veterinaries, accountant etc) that allow to buy commercial property for office use with 0% down payment.With CMHC insured financing ... [read more]
What to look at when taking Private mortgage
August 13, 2020 | Posted by: Alex Vinarski
What to consider when looking for private mortgage.When looking for a private mortgage clients should not only look at the rate and the fee for the mortgage.Very important also renewal fee. Some lende ... [read more]
Mortgage market update
July 30, 2020 | Posted by: Alex Vinarski
Mortgage market update. The real estate market is pretty active lately and one of the reasons is very low mortgage rates. Here is some review on what products and rates currently avai ... [read more]
Income from China and Hong Kong
December 3, 2018 | Posted by: Alex Vinarski
We have a lender who can use income from China or Hong Kong. As long as clients can show income documents, they can use this income for purchase or refinancing in Canada. Rates about the same as with ... [read more]
Equity mortgage at best rates
July 30, 2015 | Posted by: Alex Vinarski
New lending program, that uses clients net worth, not an income to qualify for a mortgage. Program works for purchase and refinancing of prime residence (not rental) up to 65% of the property value, ... [read more]
Welcome
January 24, 2012 | Posted by: Roar Solutions
Welcome to my new Website. I hope you find the information interesting. Should you have any questions, please feel free to contact me. ... [read more]
