Vendor Take-Back Mortgages (VTB)
January 10, 2026 | Posted by: Alex Vinarski
Vendor Take-Back Mortgages (VTB): A Flexible Financing Tool for Buyers & Sellers In today's real estate market, both buyers and sellers are looking for creative solutions to make deals happen. On ... [read more]
Renewing and Refinancing Private Mortgages in Canada
January 6, 2026 | Posted by: Alex Vinarski
What Happens When Your Private Mortgage Term Ends? Private mortgages usually have short terms—6 months to 2 year. At the end of the term, you’ll need to either: Renew the Mortgage ... [read more]
What are the extra fees for private mortgages in BC
December 28, 2025 | Posted by: Alex Vinarski
Understanding the True Cost: Fees for Private Mortgages in Canada When you’re considering a private mortgage, looking at the interest rate is just the start. To avoid surprises and budget corre ... [read more]
How to Get a Mortgage When You're Self-Employed in BC
December 28, 2025 | Posted by: Alex Vinarski
How to Get a Mortgage When You're Self-Employed in BC Navigating the mortgage process as a self-employed professional can feel like you're being penalized for your success. Traditional lenders focus ... [read more]
Private Mortgage Renewals: How to Save Money on Your Next Term
December 14, 2025 | Posted by: Alex Vinarski
Private Mortgage Renewals: How to Save Money on Your Next Term Private mortgages are a great short-term financing solution, but when renewal time comes, many borrowers face unexpected costs—h ... [read more]
Private HELOC: Unlocking Home Equity Without Income Verification
December 7, 2025 | Posted by: Alex Vinarski
If you’re a homeowner looking for a flexible way to access the equity in your home without income verification, a private HELOC (Home Equity Line of Credit) might be the solution you nee ... [read more]
Mortgage for Self-Employed in Vancouver, BC
November 29, 2025 | Posted by: Alex Vinarski
Navigating the mortgage process can feel daunting when you're self-employed. Traditional lenders often focus solely on your taxable income from Line 15000 of your Notice of Assessment (NOA), w ... [read more]
Mortgage Pre-Approval vs. Mortgage Approval: What’s the Difference?
November 25, 2025 | Posted by: Alex Vinarski
Mortgage Pre-Approval vs. Mortgage Approval: What’s the Difference? If you're looking to buy a home, you've likely heard that you need to get 'pre-approved' for a mortgage. But what does that r ... [read more]
Stated Income Program for Self-Employed Borrowers
November 20, 2025 | Posted by: Alex Vinarski
Unlocking Mortgage Opportunities with the Stated Income Program for Self-Employed Borrowers The Stated Income program is a specialized mortgage solution designed to assist self-employed individuals i ... [read more]
Partial Interest Mortgage
November 16, 2025 | Posted by: Alex Vinarski
What is a Partial Interest Mortgage? If you co-own a property and need to access funds without involving the other owner, a partial interest mortgage (also called a 'half interest mortgage ... [read more]
