Mortgage Blog

PRIVATE MORTGAGE LENDER AND MORTGAGE BROKER
Mortgage Solutions to Stop Foreclosure in BC

Mortgage Solutions to Stop Foreclosure in BC

June 18, 2025 | Posted by: Alex Vinarski

Mortgage Solutions to Stop Foreclosure in BC Facing foreclosure? You still have options to save your home or exit strategically. As a mortgage broker specializing in foreclosure solut ... [read more]

Spousal Buyout Mortgages in BC: Bank vs. Private Options

Spousal Buyout Mortgages in BC: Bank vs. Private Options

June 6, 2025 | Posted by: Alex Vinarski

Spousal Buyout Mortgages in BC: Bank vs. Private Options Going through a separation or divorce and need to buy out your spouse’s share of the home? You have two main financing options ... [read more]

What to Do If You Can’t Get a Mortgage for Your Pre-Sale Purchase

What to Do If You Can’t Get a Mortgage for Your Pre-Sale Purchase

June 1, 2025 | Posted by: Alex Vinarski

  Purchasing a pre-sale property is exciting, but what happens if you can’t secure traditional financing when it’s time to close? Don’t panic—you have options. 1. Privat ... [read more]

Best Private Mortgage Rates in Vancouver & Across BC

Best Private Mortgage Rates in Vancouver & Across BC

May 29, 2025 | Posted by: Alex Vinarski

Best Private Mortgage Rates in Vancouver & Across BC Looking for competitive private mortgage rates in Vancouver, small towns, or anywhere in BC? As an experienced mortgage br ... [read more]

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

May 8, 2025 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit HELOC up to 80% of the property value without any income verification. HELOC can be done  as a first or second mortgage, and based p ... [read more]

Renewing and Refinancing Private Mortgages in Canada

Renewing and Refinancing Private Mortgages in Canada

May 3, 2025 | Posted by: Alex Vinarski

What Happens When Your Private Mortgage Term Ends? Private mortgages usually have short terms—6 months to 2 year. At the end of the term, you’ll need to either: Renew the Mortgage ... [read more]

Mortgages for borrowers with bad credit.

Mortgages for borrowers with bad credit.

April 30, 2025 | Posted by: Alex Vinarski

Mortgage Options for Bad Credit Borrowers  Private Lenders:  Unlike traditional lenders who place heavy emphasis on credit scores, private lenders primarily assess the value of the propert ... [read more]

Bad Credit Mortgages in Canada: Facts vs. Fiction

Bad Credit Mortgages in Canada: Facts vs. Fiction

April 19, 2025 | Posted by: Alex Vinarski

Think bad credit means no mortgage? Think again. Here's the reality: ✅ Credit score isn't everything - Even some A lenders may approve you with bad credit if you have strong compensating ... [read more]

Private HELOC: Unlocking Home Equity Without Income Verification

Private HELOC: Unlocking Home Equity Without Income Verification

April 13, 2025 | Posted by: Alex Vinarski

  If you’re a homeowner looking for a flexible way to access the equity in your home without income verification, a private HELOC (Home Equity Line of Credit) might be the solution you nee ... [read more]

What to do when can't get a mortgage for pre-sale purchase

What to do when can't get a mortgage for pre-sale purchase

April 6, 2025 | Posted by: Alex Vinarski

Private & B-Lender Solutions for Pre-Sale Closing If you can't qualify with traditional lenders for your pre-sale closing, due to income, credit or short completion time, private and B-lenders of ... [read more]

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