Mortgage Blog

PRIVATE MORTGAGE LENDER AND MORTGAGE BROKER
Bad Credit? Bank Said No? You Can Still Get a Mortgage!

Bad Credit? Bank Said No? You Can Still Get a Mortgage!

March 2, 2026 | Posted by: Alex Vinarski

If you have bad credit and the bank said no to your mortgage application, don’t worry. You still have options to buy a home or refinance your property. There are lenders who specialize in help ... [read more]

Private mortgages in small towns in BC

Private mortgages in small towns in BC

February 22, 2026 | Posted by: Alex Vinarski

Private Mortgages in Small Towns Across British Columbia Are you looking for a private mortgage in one of British Columbia’s smaller towns? I specialize in providing private mortgages across th ... [read more]

How to Qualify for a Mortgage as a Self-Employed in BC

How to Qualify for a Mortgage as a Self-Employed in BC

February 14, 2026 | Posted by: Alex Vinarski

How to Qualify for a Mortgage as a Self-Employed in BC Why Self-Employed Borrowers Are Different When a salaried employee applies for a mortgage, the process is straightforward. Lenders look at th ... [read more]

What is the typical loan-to-value ratio for private mortgages.

What is the typical loan-to-value ratio for private mortgages.

February 7, 2026 | Posted by: Alex Vinarski

Understanding Loan-to-Value (LTV) Ratios for Private Mortgages in Canada If you’re considering a private mortgage, the most important term you’ll need to understand is the Loan-to-Va ... [read more]

What Are the Requirements to Get a Private Mortgage in BC?

What Are the Requirements to Get a Private Mortgage in BC?

January 31, 2026 | Posted by: Alex Vinarski

What Are the Requirements to Get a Private Mortgage in BC? If traditional banks have said 'no' to your mortgage application, you might feel like your options are limited. However, for many homeowners ... [read more]

Unlock Your Home Equity with Reverse Mortgages in Canada

Unlock Your Home Equity with Reverse Mortgages in Canada

January 25, 2026 | Posted by: Alex Vinarski

Unlock Your Home Equity with Reverse Mortgages in Canada For homeowners aged 55 and older, your home represents more than just a place to live—it’s a cornerstone of your financial securit ... [read more]

Private HELOC ( Home Equity Line of Credit) on commercial properties.

Private HELOC ( Home Equity Line of Credit) on commercial properties.

January 18, 2026 | Posted by: Alex Vinarski

Private HELOC on Commercial Property: Flexible Financing for Business Owners Need quick access to capital for your commercial property without the hassle of traditional lenders? A Pr ... [read more]

Vendor Take-Back Mortgages (VTB)

Vendor Take-Back Mortgages (VTB)

January 10, 2026 | Posted by: Alex Vinarski

Vendor Take-Back Mortgages (VTB): A Flexible Financing Tool for Buyers & Sellers In today's real estate market, both buyers and sellers are looking for creative solutions to make deals happen. On ... [read more]

Renewing and Refinancing Private Mortgages in Canada

Renewing and Refinancing Private Mortgages in Canada

January 6, 2026 | Posted by: Alex Vinarski

What Happens When Your Private Mortgage Term Ends? Private mortgages usually have short terms—6 months to 2 year. At the end of the term, you’ll need to either: Renew the Mortgage ... [read more]

What are the extra fees for private mortgages in BC

What are the extra fees for private mortgages in BC

December 28, 2025 | Posted by: Alex Vinarski

Understanding the True Cost: Fees for Private Mortgages in Canada When you’re considering a private mortgage, looking at the interest rate is just the start. To avoid surprises and budget corre ... [read more]

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