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Mortgage on Mobile home on PAD

Mortgage on Mobile home on PAD

January 14, 2019 | Posted by: Alex Vinarski

. MOBILE HOMES ON PAD. I can arrange mortgage on mobile home in a park, even when clients don't own the land. Rates: 10.90% on PURCHASES, 11.25% Equity Take Out (ETO) Must be 1998 or newer, or subst ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

January 14, 2019 | Posted by: Alex Vinarski

Private mortgages in Vancouver. About 70% of my business as a Mortgage Broker comes from private mortgages. I use private lenders for purchases, and for Equity take out. With real estate prices in ... [read more]

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

December 11, 2018 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit (HELOC) up to 75% of the property value without any income verification. HELOC can be as first or second mortgage, and based purely on the equ ... [read more]

Home Equity Visa at 7.99%

Home Equity Visa at 7.99%

December 3, 2018 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is much better product than second mortgage, as you only pay interest on money that you actually use, and it's fully open ... [read more]

Income from China and Hong Kong

Income from China and Hong Kong

December 3, 2018 | Posted by: Alex Vinarski

We have a lender who can use income from China or Hong Kong. As long as clients can show income documents, they can use this income for purchase or refinancing in Canada. Rates about the same as with ... [read more]

Private mortgages for pre-sale purchase

Private mortgages for pre-sale purchase

November 26, 2018 | Posted by: Alex Vinarski

Private mortgages for pre-sale purchase. Many buyers who bought pre-sale 2-3 years ago having difficulties to get a mortgage from the bank upon completion of the property. With all the changes in mor ... [read more]

There is way to get mortgage under old rules for up to 8 month in 2018.

There is way to get mortgage under old rules for up to 8 month in 2018.

December 17, 2017 | Posted by: Alex Vinarski

Guideline B-20 Update The Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 on October 17, 2017.  The changes will go into effect on January 1, 20 ... [read more]

Mortgage for self-employed.

Mortgage for self-employed.

July 23, 2017 | Posted by: Alex Vinarski

We have new lending program that use income from deposits to Business Bank account, not net income from tax return. Program can be used for purchase or refincing. Documentation required: -Recent NOA ... [read more]

BC Home Partnership program

BC Home Partnership program

January 20, 2017 | Posted by: Alex Vinarski

BC Home Owner Mortgage and Equity Partnership (BC HOME Partnership) assists residents of British Columbia who are eligible first-time homebuyers by providing repayable down payment assistance loans. ... [read more]

New mortgage rules 2016

New mortgage rules 2016

October 19, 2016 | Posted by: Alex Vinarski

Starting Oct. 17, borrowers who take out insured mortgages that are fixed-rate loans of five years or longer will have to qualify under posted rate. Posted rate now 4.64%, and 5 years fixed rate is 2. ... [read more]

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