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PRIVATE MORTGAGE LENDER AND MORTGAGE BROKER
Stated Income Program for self-employed

Stated Income Program for self-employed

April 9, 2024 | Posted by: Alex Vinarski

Stated income is bank program designed to help self-employed borrowers to get a mortgage without showing income from tax return. This program also called Alternative A or Alt A mortgage. Borrower wi ... [read more]

Private mortgages. Where they can be helpful.

Private mortgages. Where they can be helpful.

March 29, 2024 | Posted by: Alex Vinarski

Private mortgages. Where they can be helpful.  Private mortgages based only on equity in the property. Private lenders don’t need to see any income documents, and usually Ok with almost ... [read more]

Home Equity Visa at 8.99% No income verification.

Home Equity Visa at 8.99% No income verification.

March 25, 2024 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is  better product than second mortgage, as you only pay interest on money that you actually use, and it's fully ope ... [read more]

Mortgage for Self Employed. Stated income program.

Mortgage for Self Employed. Stated income program.

March 21, 2024 | Posted by: Alex Vinarski

Stated income program for self employed in Vancouver and all of BC. No traditional income verification. We only need to see business registration and 6-12 month bank statements showing deposits from t ... [read more]

What to Do When You No Longer Qualify for a Mortgage on Your Pre-Construction Property

What to Do When You No Longer Qualify for a Mortgage on Your Pre-Construction Property

March 17, 2024 | Posted by: Alex Vinarski

Are you facing the disheartening situation where you no longer qualify for a mortgage on your pre-construction property? It's not an uncommon scenario, but it can certainly be distressing. However, th ... [read more]

Private mortgages for pre-sale purchases in Vancouver, BC

Private mortgages for pre-sale purchases in Vancouver, BC

March 4, 2024 | Posted by: Alex Vinarski

Unlocking Solutions: Private Mortgages for Pre-Sale Purchases in Vancouver, BC Are you among the many buyers facing challenges securing a mortgage from traditional banks upon the completion of a pre- ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

February 26, 2024 | Posted by: Alex Vinarski

I am mortgage broker specializing in private mortgages, and also private mortgage lender in Vancouver, and all lower mainland, Fraser Valley  and small towns in BC. When looking for privat ... [read more]

Private mortgage renewal

Private mortgage renewal

February 24, 2024 | Posted by: Alex Vinarski

Private mortgages typically have a one-year term. While some private lenders will charge a fee to renew for another year, others may increase the interest rate after the first year. With the prime r ... [read more]

What are the options for self-employed to get a mortgage in Vancouver BC.

What are the options for self-employed to get a mortgage in Vancouver BC.

February 7, 2024 | Posted by: Alex Vinarski

What are the options for self-employed to get a mortgage in Vancouver BC.  If last 2 years income on Notice of Assessment NOA (line 150) is high enough to qualify for the mortgage, then th ... [read more]

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

February 4, 2024 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit HELOC up to 75% of the property value without any income verification. HELOC can be done  as a first or second mortgage, and based p ... [read more]

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