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Home Equity Visa at 5.9%

Home Equity Visa at 5.9%

March 15, 2019 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is much better product than second mortgage, as you only pay interest on money that you actually use, and it's fully open ... [read more]

Mortgage on Mobile home on PAD

Mortgage on Mobile home on PAD

March 15, 2019 | Posted by: Alex Vinarski

. MOBILE HOMES ON PAD. I can arrange mortgage on mobile home in a park, even when clients don't own the land. Rates: 10.90% on PURCHASES, 11.25% Equity Take Out (ETO) Must be 1998 or newer, or subst ... [read more]

Mortgages for pre-sale purchase

Mortgages for pre-sale purchase

March 15, 2019 | Posted by: Alex Vinarski

Right now many buyers can't get mortgage with the bank, at the time they need to buy their pre-sale properties. Many builders has restrictions on assignments as well. Buyers are in difficult situatio ... [read more]

Commercial mortgages private and with banks

Commercial mortgages private and with banks

January 26, 2019 | Posted by: Alex Vinarski

Commercial mortgages, rates from 2% (on large mortgages). Many years of experience. Access to all kind of lenders: from big banks to small banks and Credit Unions, and private lenders. No personal inc ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

January 14, 2019 | Posted by: Alex Vinarski

Private mortgages in Vancouver. About 70% of my business as a Mortgage Broker comes from private mortgages. I use private lenders for purchases, and for Equity take out. With real estate prices in ... [read more]

Home Equity Line of credit without income verification

Home Equity Line of credit without income verification

December 11, 2018 | Posted by: Alex Vinarski

I can arrange up to $1,000,000 Home Equity Line of Credit (HELOC) up to 75% of the property value without any income verification. HELOC can be as first or second mortgage, and based purely on the equ ... [read more]

Income from China and Hong Kong

Income from China and Hong Kong

December 3, 2018 | Posted by: Alex Vinarski

We have a lender who can use income from China or Hong Kong. As long as clients can show income documents, they can use this income for purchase or refinancing in Canada. Rates about the same as with ... [read more]

Private mortgages for pre-sale purchase

Private mortgages for pre-sale purchase

November 26, 2018 | Posted by: Alex Vinarski

Private mortgages for pre-sale purchase. Many buyers who bought pre-sale 2-3 years ago having difficulties to get a mortgage from the bank upon completion of the property. With all the changes in mor ... [read more]

There is way to get mortgage under old rules for up to 8 month in 2018.

There is way to get mortgage under old rules for up to 8 month in 2018.

December 17, 2017 | Posted by: Alex Vinarski

Guideline B-20 Update The Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 on October 17, 2017.  The changes will go into effect on January 1, 20 ... [read more]

Mortgage for self-employed.

Mortgage for self-employed.

July 23, 2017 | Posted by: Alex Vinarski

We have new lending program that use income from deposits to Business Bank account, not net income from tax return. Program can be used for purchase or refincing. Documentation required: -Recent NOA ... [read more]

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