Private HELOC: Unlocking Home Equity Without Income Verification
April 15, 2026 | Posted by: Alex Vinarski
If you’re a homeowner looking for a flexible way to access the equity in your home without income verification, a private HELOC (Home Equity Line of Credit) might be the solution you nee ... [read more]
Bridge Financing in BC: How to Buy a New Home Before Selling Your Current One
April 5, 2026 | Posted by: Alex Vinarski
Bridge Financing in BC: How to Buy a New Home Before Selling Your Current One You've found your dream home. The offer is accepted. There's just one problem: you haven't sold your current home yet, an ... [read more]
Buying a Pre-Sale Property When You Can’t Get a Mortgage from the Bank
March 23, 2026 | Posted by: Alex Vinarski
Purchasing a pre-sale property can be an exciting opportunity, but what happens if you find yourself unable to secure a mortgage from the bank when it’s time to complete the purchase? Many buyer ... [read more]
Second Mortgages in British Columbia
March 15, 2026 | Posted by: Alex Vinarski
Second Mortgages in British Columbia: A Complete Guide If you're a homeowner in Vancouver or anywhere in BC, you've likely built up significant equity in your property over time. But what if you need ... [read more]
Is It Better to Go with a Private Lender or a Bank for a Mortgage?
March 8, 2026 | Posted by: Alex Vinarski
Is It Better to Go with a Private Lender or a Bank for a Mortgage? When you're looking for a mortgage, the first place most people turn is their bank. It's familiar, it's comfortable, and it often of ... [read more]
Bad Credit? Bank Said No? You Can Still Get a Mortgage!
March 2, 2026 | Posted by: Alex Vinarski
If you have bad credit and the bank said no to your mortgage application, don’t worry. You still have options to buy a home or refinance your property. There are lenders who specialize in help ... [read more]
Private mortgages in small towns in BC
February 22, 2026 | Posted by: Alex Vinarski
Private Mortgages in Small Towns Across British Columbia Are you looking for a private mortgage in one of British Columbia’s smaller towns? I specialize in providing private mortgages across th ... [read more]
How to Qualify for a Mortgage as a Self-Employed in BC
February 14, 2026 | Posted by: Alex Vinarski
How to Qualify for a Mortgage as a Self-Employed in BC Why Self-Employed Borrowers Are Different When a salaried employee applies for a mortgage, the process is straightforward. Lenders look at th ... [read more]
What is the typical loan-to-value ratio for private mortgages.
February 7, 2026 | Posted by: Alex Vinarski
Understanding Loan-to-Value (LTV) Ratios for Private Mortgages in Canada If you’re considering a private mortgage, the most important term you’ll need to understand is the Loan-to-Va ... [read more]
What Are the Requirements to Get a Private Mortgage in BC?
January 31, 2026 | Posted by: Alex Vinarski
What Are the Requirements to Get a Private Mortgage in BC? If traditional banks have said 'no' to your mortgage application, you might feel like your options are limited. However, for many homeowners ... [read more]
