Private Mortgages for Mobile Homes on a Pad (Land-Lease)
August 23, 2025 | Posted by: Alex Vinarski
Owning a mobile home is a popular and affordable path to homeownership in BC. However, securing financing can be a challenge when you don't own the land underneath it. If traditional lenders have sa ... [read more]
Real case scenario: buying pre-sale condo without income.
August 17, 2025 | Posted by: Alex Vinarski
Real case scenario: buying pre-sale condo without income. Client contacted me last year. She bought pre-sale few years back, completion was delayed by almost 2 years, client already retired and has ... [read more]
Private HELOC: Unlocking Home Equity Without Income Verification
August 10, 2025 | Posted by: Alex Vinarski
If you’re a homeowner looking for a flexible way to access the equity in your home without income verification, a private HELOC (Home Equity Line of Credit) might be the solution you nee ... [read more]
Private Mortgage Renewals: How to Save Money on Your Next Term
August 1, 2025 | Posted by: Alex Vinarski
Private Mortgage Renewals: How to Save Money on Your Next Term Private mortgages are a great short-term financing solution, but when renewal time comes, many borrowers face unexpected costs—h ... [read more]
No Income Verification Mortgages in Canada
July 28, 2025 | Posted by: Alex Vinarski
Understanding No Income Verification Mortgages in Canada In today’s ever-changing financial landscape, traditional mortgage requirements can pose challenges for individuals with non-traditional ... [read more]
Do Private Mortgages Help or Hurt Your Credit Score? The Real Story
July 20, 2025 | Posted by: Alex Vinarski
If you're considering a private mortgage, you're probably wondering: How will this affect my credit? The truth might surprise you—in most cases, private mortgages help improve c ... [read more]
Second Mortgages in BC: A Complete Guide to Accessing Your Home Equity
July 13, 2025 | Posted by: Alex Vinarski
Second Mortgages in BC: A Complete Guide to Accessing Your Home Equity If you own a home in British Columbia and need extra funds, a second mortgage can be a smart solution—especially ... [read more]
Buying a Pre-Sale Property When You Can’t Get a Mortgage from the Bank
July 5, 2025 | Posted by: Alex Vinarski
Purchasing a pre-sale property can be an exciting opportunity, but what happens if you find yourself unable to secure a mortgage from the bank when it’s time to complete the purchase? Many buyer ... [read more]
B-Lenders (Alt-A) Mortgages in BC
June 28, 2025 | Posted by: Alex Vinarski
B-Lenders (Alt-A) Mortgages: A Flexible Solution When Banks Say No What is a B-Lender Mortgage? B-lender mortgages (also called 'Alt-A' loans) provide financing for borrowers who don't qualify with ... [read more]
Private HELOC ( Home Equity Line of Credit) on commercial properties.
June 21, 2025 | Posted by: Alex Vinarski
Private HELOC on Commercial Property: Flexible Financing for Business Owners Need quick access to capital for your commercial property without the hassle of traditional lenders? A Pr ... [read more]
