Bio

With 18 years of experience as a Licensed Mortgage Broker, I specialize in helping borrowers who face challenges securing traditional bank financing. Whether you're self-employed, have no income verification, or have bad credit, I provide tailored solutions using private lenders and alternative lending programs.

I work with a range of lenders, including private lenders and institutions offering stated income programs for self-employed clients. These programs don’t require tax returns and use business deposits as proof of income. I also specialize in flexible products like Private HELOCs (Home Equity Lines of Credit), which allow clients to access their home equity without income verification.

From first and second mortgages to refinancing and equity takeout, I simplify the mortgage process and provide options that traditional banks often can’t offer. My priority is finding the best financing solution to meet your needs, with fast approvals and transparent guidance every step of the way.

Realtor

As a licensed Realtor for 3 years, I focus on helping clients navigate the real estate market in Richmond, where I’ve lived for 26 years, as well as Vancouver, Tsawwassen, Ladner, and Surrey. My expertise includes everything from first-time homebuyers to seasoned investors, and I pride myself on offering personalized service tailored to your unique needs.

If you're interested in exploring new developments, my website, alexvinarski.rifo.co, provides comprehensive information on the latest opportunities in the market.

Why Choose Me?

Whether you're looking for a mortgage solution or real estate advice, I bring years of experience, a personalized approach, and a commitment to helping you achieve your goals. Contact me today to learn how I can help you secure financing or find your next property!