Bio

About Alex Vinarski | Your Mortgage & Real Estate Advisor in BC

For over 18 years, I have dedicated my career to one mission: finding financing solutions when traditional banks say "no." As a licensed Mortgage Broker, I specialize in turning complex financial situations into success stories for self-employed individuals, those with unique income, or anyone with past credit challenges.

My expertise lies in navigating the world of private lending and alternative mortgage programs—options that banks often don't offer. This includes:

• Stated Income Mortgages for self-employed borrowers (using bank statements, not tax returns).

• Private Mortgages with fast approval and no income verification.

• Private HELOCs (Home Equity Lines of Credit) for flexible access to your equity.

• Second Mortgages and creative refinancing solutions.

I cut through the complexity to secure the financing you need, with a process built on transparency, speed, and clear guidance.

A Seamless Partnership: Mortgage Expertise Meets Real Estate Insight

What truly sets me apart is my dual role. For the past 3 years, I have also worked as a licensed Realtor, giving me a unique, 360-degree view of the entire property journey.

This means I don't just help you get a mortgage; I can also help you find the right property. Having lived in Richmond for 26 years, I have deep, personal knowledge of the markets in Richmond, Vancouver, Tsawwassen, Ladner, and Surrey.

Whether you're a first-time homebuyer or a seasoned investor, this combined expertise allows me to provide seamless, integrated advice, ensuring your financing and your property search work perfectly together.

➤ Looking for new developments? Explore the latest pre-sale and new construction opportunities on my real estate site: alexvinarski.rifo.ca

Why Clients Choose to Work With Me

• Two-in-One Expertise: Get strategic mortgage and real estate advice from a single, trusted advisor.

• Access to "Yes": I have a vast network of private and alternative lenders to secure approvals that banks can't.

• Deep Local Knowledge: My long-term residency in Richmond gives you an insider's advantage in the local market.

• No-Judgment Service: I focus on your potential and your goals, not just your past financial history.

Let's Achieve Your Real Estate Goals

My greatest satisfaction comes from helping clients unlock opportunities they thought were out of reach. If you're ready to buy, refinance, or invest, I will provide the expert strategy and determined advocacy you need to succeed.

Contact me today for a straightforward conversation about your mortgage and real estate needs.