Mortgage for Self Employed. Minimal income verification.

July 15, 2022 | Posted by: Alex Vinarski

Stated income program for self employed. No traditional income verification. Special programs for self employed borrowers who can't show high income on tax return. We only need to see business registration and 3-6 month bank statements showing deposits from the business. Lender will use stated income. No tax return required. Minimum down payment 20%. This program works for purchase and refinancing. Rental and owner occupied properties are OK. Clients with bad credits also can get a mortgage under this program. Fully stated income without any income documents also available at slightly higher rates and 30-35% down payment. 

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