Mortgages are available to New Immigrants and even non Canadian residents. Rates and terms of the mortgage are the same as for Canadian citizens.

New Immigrant working in Canada qualify for a mortgage with as little as 5% down payment. Without income in Canada, down payment should be 25%. Bank will use self declared income.

For non residents with income in Canada minimum down payment 5%, and without income in Canada minimum down payment 35%. Bank will consider self declared off shore income.