I have access to almost 100 Private lenders and Financial Institutions that have “B” mortgage programs. I can find a lender for any mortgage. Normally private loans up to 75%-80% of the value of the property, and usually not require income verification. I also educate my clients how to improve their Credit and get better mortgage rates. Rates for First mortgage from 6.95%, for Second mortgage from 9%.

Why use Private Lenders?

Most common reasons:

         -CREDIT PROBLEMS. Private lenders look beyond borrower’s Beacon  Score using common sense approach to lending. No minimum Beacon, bankruptcy discharged for 1 year minimum.

         -INCOME VERIFICATION. Soft and hard to prove income considered. Up to 75% of the income can be used for mortgage payments.

         -LOCATION OF THE PROPERTY. No area restrictions, Canada wide. Mortgages for Mobile Homes on rented lend.