Private First, Second and Third mortgages.

Access to almost 100 Private lenders and Financial Institutions. I can find a lender for any mortgage. Private loans are up to 75%-80% of the value of the property, and not require income verification. I educate my clients how to improve their Credit and get better mortgage rates. Secured credit card to re-establish credit history. Rates for Second mortgage from 5% for clients with good credit, and from 6.9% with not so good credit.

Home Equity Visa is another product I provide, and in many cases it's better than second mortgage, as client pays only for money he uses and it's fully open. Rate from 7.99%, no annual fee, minimum payment 1% of balance.

Why use Private Lenders?

Most common reasons:

         -CREDIT PROBLEMS. Private lenders look beyond borrower’s Beacon  Score using common sense approach to lending. No minimum Beacon, bankruptcy discharged for 1 year minimum.

         -INCOME VERIFICATION. Lenders use self declared income.

         -LOCATION OF THE PROPERTY. No area restrictions, Canada wide.