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There is way to get mortgage under old rules for up to 8 month in 2018.

There is way to get mortgage under old rules for up to 8 month in 2018.

December 17, 2017 | Posted by: Alex Vinarski

Guideline B-20 Update The Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 on October 17, 2017.  The changes will go into effect on January 1, 20 ... [read more]

Mortgage for self-employed.

Mortgage for self-employed.

July 23, 2017 | Posted by: Alex Vinarski

We have new lending program that use income from deposits to Business Bank account, not net income from tax return. Program can be used for purchase or refincing. Documentation required: -Recent NOA ... [read more]

BC Home Partnership program

BC Home Partnership program

January 20, 2017 | Posted by: Alex Vinarski

BC Home Owner Mortgage and Equity Partnership (BC HOME Partnership) assists residents of British Columbia who are eligible first-time homebuyers by providing repayable down payment assistance loans. ... [read more]

 Home Equity Line of Credit without any income verification

Home Equity Line of Credit without any income verification

November 9, 2016 | Posted by: Alex Vinarski

I can arrange Home Equity Line of Credit (HELOC) up to 75% of the property value without any income verification. HELOC can be first or second mortgage, and based purely on the equity in your home. Ra ... [read more]

New mortgage rules 2016

New mortgage rules 2016

October 19, 2016 | Posted by: Alex Vinarski

Starting Oct. 17, borrowers who take out insured mortgages that are fixed-rate loans of five years or longer will have to qualify under posted rate. Posted rate now 4.64%, and 5 years fixed rate is 2. ... [read more]

No down payment mortgage

No down payment mortgage

June 14, 2016 | Posted by: Alex Vinarski

The no down payment mortgage is technically called the CMHC Flex Down.  Federal legislation still requires that a down payment of 5% is made, however they are flexible on where that down pay ... [read more]

Home Equity Visa at 7.99%

Home Equity Visa at 7.99%

June 13, 2016 | Posted by: Alex Vinarski

HOME EQUITY VISA. It works as regular visa card, but secured by your home.This is much better product than second mortgage, as you only pay interest on money that you actually use, and it's fully open ... [read more]

Mortgage for Self-employed without income verification

Mortgage for Self-employed without income verification

May 3, 2016 | Posted by: Alex Vinarski

It's getting harder and harder to get financing approved, and get into this hot Vancouver market.  We have very good product for clients who can not verify income, but have ability to pay mort ... [read more]

Consulting a Mortgage Broker

Consulting a Mortgage Broker

March 20, 2016 | Posted by: Alex Vinarski

Consulting A Mortgage Broker Finance Tips Mortgage professionals help reduce financial stress when making major financial decisions surrounding your home. Paul Taylor President and CEO Mortgage Pro ... [read more]

Private mortgage in Vancouver

Private mortgage in Vancouver

March 12, 2016 | Posted by: Alex Vinarski

Private mortgages in Vancouver. About 40% of my business as a Mortgage Broker comes from private mortgages. With real estate prices in Vancouver so high and going up still, many clients have enough ... [read more]

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